Does Steady Compass Counseling accept insurance?

Yes. We accept most major commercial insurance plans including Aetna, Cigna, Optum, United Health Care, Anthem BCBS, and Connecticare. We also accept New York State Medicaid. Contact us and we will verify your benefits at no charge.

Individual, family and couples Counseling | Steady Compass Counseling

Q: Does insurance cover therapy?

Most major insurance plans cover mental health therapy, including individual therapy, couples counseling, and family therapy. Coverage varies by plan, deductible, and copay. We verify your benefits before your first session so you know your estimated cost upfront.

Q: Do you accept EAP benefits?

Yes. We work with EAP programs including Corporate Counseling Associates (CCA), Lyra Health, and Workplace Options (WPO). EAP sessions are free to you — no copay, no insurance claim needed.

Q: What if my insurance is out-of-network?

We provide superbills that you can submit to your insurance plan for out-of-network reimbursement. We also accept CareCredit as a payment option.

Insurance Accepted for Therapy in NY & CT | Steady Compass

Insurance Plans We Accept

We are in-network with a wide range of commercial insurance plans and state Medicaid programs across New York, New Jersey, Connecticut, Florida, Virginia, and Massachusetts.

View all accepted plans

Does Insurance Cover Therapy?

Most major plans cover mental health therapy — but deductibles, copays, and coinsurance vary. We review your policy and provide an estimated session cost before your first appointment.

Learn how it works

Sliding Scale & Reduced Session Fees

We offer reduced-rate therapy sessions with supervised graduate interns — high-quality care at a lower cost for those who need it. Ask us about qualifying when you reach out.

Learn about reduced fees

In-network with Aetna, Cigna, Optum & more

We accept most major commercial plans as well as New York State Medicaid and Connecticut Medicaid. Not sure if your plan is covered? Contact us — we'll verify your benefits at no charge before your first session.

Aetna

Optum

United Health Care

Cigna

Anthem BCBS

Connecticare

NY Medicaid

View Full List →

Frequently Asked Questions About Insurance & Therapy Costs

Does insurance cover therapy?

Yes — most major insurance plans cover mental health therapy including individual, couples, and family counseling. Coverage depends on your specific plan, deductible, and copay. We verify your benefits before your first session so you know your exact cost upfront.

Which insurance plans do you accept?

We accept Aetna, Cigna, Optum, United Health Care, Anthem BCBS, Connecticare, and New York State Medicaid, among others. View the full list of accepted plans →

Do you offer a sliding scale fee?

Yes. We offer reduced-rate therapy sessions with supervised graduate interns for those who qualify based on financial need. Learn about our sliding scale rates →

Do you accept EAP benefits?

Yes. We work with Corporate Counseling Associates (CCA), Lyra Health, and Workplace Options (WPO). EAP sessions are completely free to you — no copay, no insurance claim. Learn more about our EAP services →

What if my insurance is out-of-network?

We provide superbills that you can submit directly to your insurance plan for out-of-network reimbursement. We also accept CareCredit as a payment option to help manage the cost of care.

EAP Programs We Work With

Employer Benefit

CCA

Corporate Counseling
Associates

Lyra

Lyra Health

WPO

Workplace Options

Using your EAP? Sessions are free to you — no copay, no insurance claim. Learn more about our EAP services →

We Verify Your Benefits

We contact your insurance on your behalf and provide a cost estimate before your first session — at no charge to you.

Sliding Scale Available

Reduced fees based on financial need — ask about our supervised intern clinician program for lower-cost sessions.

Out-of-Network Superbills

We provide superbills so you can seek reimbursement directly from your out-of-network insurance plan.

CareCredit Accepted

We accept CareCredit as a payment option, making it easier to manage the cost of your mental health care.